Loan Against Property (LAP)

Unlock the value of your assets with Loan Against Property (LAP), converting residential or commercial real estate into liquid funds for personal or business use. Enjoy lower interest rates and higher loan-to-value ratios compared to unsecured loans. Leverage what you own to fuel what's next.

Inquire

Loan-to-value up to 70%

Valuations by empaneled experts for properties worth ₹50 lakh+, yielding ₹10 lakh to ₹20 crore. Ideal for business top-ups or education.

Attractive rates starting at 9% p.a

Secured by equitable mortgage, with processing under 1%. Better than personal loans by 3-4%.

Tenures up to 15 years

EMI or DRO options, with partial releases on repayments. Flexible for salaried or self-employed.

Quick processing with 3-5 day valuation

Online application to disbursal in 7-10 days. Minimal docs like title deeds and ECR.